Tomasz Alemany
Founder, Top Whole Life
Tomasz Alemany is a licensed life insurance professional and founder of Top Whole Life. Since 2011 he has helped consumers compare participating whole life carriers, dividend performance, and cash value policy design. He focuses on unbiased comparisons across 50+ carriers so buyers can make informed permanent insurance decisions.
Credentials
- 215 Life and Health Insurance License
- Former financial advisor (since 2011)
- Series 6, 63, and 65 licensed
- Former Corporate Registered Investment Advisor
Articles by Tomasz Alemany
Top 7 Whole Life Insurance Companies for Cash Value in 2026
Seven mutual carriers ranked for whole life cash value in 2026. Compare dividends, product design, and cash access — updated June 2026.
August 15, 2017Whole Life Insurance Dividend Rate History [2026 Update]
2026 dividend rates for MassMutual, NY Life, Guardian, Penn Mutual, NWM & Foresters. Year-by-year tables, averages, and carrier history.