
Tomasz Alemany
Founder, Top Whole Life
Tomasz Alemany is a licensed life insurance professional and founder of Top Whole Life. Since 2011 he has helped consumers compare participating whole life carriers, dividend performance, and cash value policy design. He focuses on unbiased comparisons across 50+ carriers so buyers can make informed permanent insurance decisions.
Credentials
- 215 Life and Health Insurance License
- Former financial advisor (since 2011)
- Series 6, 63, and 65 licensed
- Former Corporate Registered Investment Advisor
Articles by Tomasz Alemany
Is AARP Life Insurance Worth It? Assessing the Value and Benefits
Is AARP life insurance worth it for seniors? Compare premiums, coverage caps, no-exam options, and pros and cons — plus link to our full 2026 review.
June 1, 2023AARP Life Insurance Review (2026)
AARP life insurance from New York Life for members 50+. Compare term, whole life, and guaranteed acceptance options, rates, and pros and cons — 2026 review.
October 15, 2021Colonial Penn Life Insurance Rate Chart (2026)
Colonial Penn charges $9.95 per unit per month. See estimated coverage by age and gender, how units work, and sample monthly costs — updated June 2026.
February 20, 2019Top 7 Whole Life Insurance Companies for Cash Value in 2026
Seven mutual carriers ranked for whole life cash value in 2026. Compare dividends, product design, and cash access — updated June 2026.
August 15, 2017Whole Life Insurance Dividend Rate History [2026 Update]
2026 dividend rates for MassMutual, NY Life, Guardian, Penn Mutual, NWM & Foresters. Year-by-year tables, averages, and carrier history.