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All quotes are based on the second best rating the company offers. Your quote may differ based on your health rating. All quotes are projections based on current assumptions, interest rates, and dividends all companies provide.
Term life will be much cheaper, and you can lock in your health.
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There are many ways to get more cash value, death benefit, or lower price!
Guardian is one of the big mutual companies out there. We already have 2 of the big mutuals (MassMutual and New York Life), and they both have a higher current dividend.
North Western Mutual is a great company but it didn’t make the cut because their current dividend is 5.0%. This is much lower than their immediate competition that has more than 6%.