Accordia Life Insurance Review (2026)

2026 verdict: Accordia Life (Des Moines) sits under Global Atlantic, now owned by KKR. The history — Goldman Sachs reinsurance (2004), the Aviva U.S. life buy that became Accordia (2013), Forethought — is real. The shopping question is not. We do not treat Accordia as a current participating whole-life illustration. The franchise is in-force life, IUL, and annuities on a private-capital balance sheet.
Get a whole life quote on a mutual if you want new cash value.
Who it is for
People who already have an Accordia, Aviva USA, or related Global Atlantic life policy and need to know who the parent is.
Who should skip: new buyers chasing dividends and paid-up additions. Use MassMutual or top whole life companies for cash value. If the product in front of you is IUL, start at whole life vs IUL.
Ownership in one paragraph
Goldman built a reinsurance/annuity platform, separated it as Global Atlantic (2013), bought Aviva’s U.S. life business and launched Accordia Life, and later sold Global Atlantic to KKR. “$40 billion company” copy from 2019 is stale. Current scale is in Global Atlantic / KKR filings, not that sentence.
What to do with an in-force policy
Ask the current administrator for an in-force illustration before a lapse or 1035. Claims-paying on Global Atlantic life companies has typically been A.M. Best A — confirm the legal entity on your statement. That is servicing comfort, not a reason to buy a new Accordia whole life.
Bottom line
Accordia is a history and in-force page. New participating whole life is a mutual conversation. Get a whole life quote.


