Get a Term Life Insurance Quote Without Providing Personal Information
If you are looking for a term life insurance quote without having to provide your personal information, then at the end of this article feel free to run your quotes.
Yes It’s Free.
There may come a point when you realize that buying term life insurance would be in your best interest. But before you do so, it’s important to understand the process and where you fit in.
The first step in buying any type of insurance is obtaining a quote. And if you want to make the right purchase, from the right company, and at the best possible price, it’s critical to receive multiple quotes for a variety of products.
This sounds easy enough in today’s day and age of advanced technology, but there’s more to receiving a term life insurance quote than meets the eye. Sometimes, you need to provide personal information, and that may not be something you’re willing to do at such an early stage.
The Information You Generally Need
While it varies from company to company, agency to agency, and broker to broker, there are some general pieces of personal information you need to provide when requesting a quote:
- First and last name
- Health-related information, such as preexisting conditions
Even though most people can provide this information quickly and without hassle, it doesn’t necessarily mean they want to. And that’s why term life insurance quotes without personal information are becoming so common.
As the name suggests, this allows you to receive a quote based on a minimal amount of information. This typically includes your name and maybe your contact details.
From there, you’re provided a chart that outlines the type of coverage available and the basic costs associated with each type and level.
While it’s a good jumping-off point, here’s what you need to remember: the numbers you receive without sharing personal information will not be nearly as accurate as those after you provide the broker or agency with everything they need.
For example, they may provide a cost breakdown based on the fact that you’re a non-smoking 35-year-old male/female with no pre-existing health conditions.
However, if this doesn’t match up with your actual personal life, you can expect the quote to be different once you share additional information.
Reasons to Request a Quote Without Personal Information
There are a variety of reasons why someone may want to request a life insurance quote without providing personal information. While everyone has their own set of circumstances, here are some reasons why you may want to consider this:
- It’s faster: Like most, you’re always in a time crunch. So, you don’t have a lot of time to sit down and formally request a quote. Instead, you simply want to receive some basic numbers as quickly a possible. This is perfectly understandable.
- It’s easier: Maybe you don’t know the answers to some of the personal questions you’re asked. In that case, it’ll take much longer to move through the process. Not to mention the fact that frustration and stress may begin to set in. Without the need for personal information upfront, you don’t have to concern yourself with this.
- It’s more private and secure: Some people don’t like the idea of sharing personal information online, especially if it’s a service they have never used in the past. They would much rather use a secure form or speak with a representative via the phone when the time comes to get into the details of their personal life and finances. If you can get a quote without providing personal information, you’re sure to enjoy the privacy and security of doing so.
Do these reasons align with what you’re trying to accomplish? Do they align with where you currently are in the process of shopping for and buying term life insurance?
You’re always going to have questions and concerns when buying any type of life insurance. On the plus side, you’ll slowly begin to put these to rest as you move through the process and better understand your situation.
You have the potential to receive term life insurance quotes without personal information if you know where to look.
From there, once you have the numbers in front of you, it’s time to decide on the next steps. Once you’re willing and able, you can then share all your personal information to ensure that you have several highly accurate quotes to compare.