Guardian Life Announces 2016 Record DividendHere are the highlights: $836 million in dividends The dividend rate stays at 6.05% for 2016 Policyholders have received a dividend every year since 1868Guardian is one of the largest mutual insurers in the U.S. and they have been around since 1860.For more current dividends please read: Whole Life Insurance History of Dividends.Please also check out our Guardian Whole Life Insurance Review.